The Feast of Saint Patrick, more commonly known as Saint Patrick's Day, is a day of ethnic pride for the Irish people and is the most celebrated festival around the world. Its trappings are easily recognized: four-leafed clovers, leprechauns with top hats, and pots of gold. And, of course, adult beverages and partying are a ubiquitous part of this festive holiday.
Another common part of celebrating Saint Patrick's? Having an empty wallet the day after. For those who are doing well financially it's easy to chalk up the expense to simply having a good time, but if you're in a tenuous financial position where credit card debt and title loans are a part of normal life, it's harder to justify that kind of expense for a single night of fun.
Luckily, for those of us in the latter position, there are plenty of ways to save money in the weeks leading up to Saint Patty's. There are plenty of articles about simple ways to get ahead financially, but here are 3 that are specific to Saint Patrick's Day and will help you make the most of this fun holiday without having to endure a financial hangover.
It's a given that you're going to spend more on food and drink on Saint Patrick's than you would any other day of the week. The best way to offset that cost without twisting your budget in knots? Eat a little lighter in the weeks leading up to Saint Patrick's Day. Avoid eating out at expensive restaurants, and try to cut down on wine and other types of alcohol.
Instead of spending money on those expenses, put the money you would've spent in your savings. Come Saint Patrick's Day you'll have a nice stash of cash to spend on having a good time.
If you're planning on throwing a party instead of going out bar hopping, be smart and plan for it. What does that entail? Not as much as you'd think. All you have to do is keep out an eye for good deals on decorations and food. As you go about your normal shopping, you're bound to stumble across items that are on sale and other bargains you can use to fill your party supply list. If you buy your provisions early, then you'll spend less than buying them at the last minute when everyone else is shopping and prices are at a premium.
What's the number one rule when it comes to saving money? More than any other tool when it comes to saving up for big expenses, budgeting is the one that you need to employ. Determine the amount you can afford to spend on Saint Patty's, and then budget how much you'll need to put away each week to meet that goal. That way, no matter how much it costs, you'll have saved enough to cut loose and have a good time. And that's what Saint Patrick's day is about, right?